CreditCircle – Terms & Conditions

1. Acceptance of Terms

By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to these Terms. CreditCircle reserves the right to update or modify these Terms at any time without prior notice.

By using our services and providing your contact details, you agree to receive communications via RCS (Rich Communication Services), SMS, email, and other channels.

2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use our Website.

3. Use of the Website

You agree to use the Website only for lawful purposes.

• Do not use the Website for fraudulent or illegal activities
• Do not attempt to disrupt functionality
• Do not use bots or automated tools

4. Account Registration

Some features may require registration. You must provide accurate information and keep your account secure.

5. Communication & Consent

By providing your mobile number, you consent to receive transactional and promotional communications via RCS and SMS.

• Transactional: OTPs, alerts, updates
• Promotional: offers and campaigns (only with consent)

You may opt out anytime using unsubscribe instructions.

6. Intellectual Property

All content, logos, and trademarks are owned by CreditCircle and protected by law. You may not reuse them without permission.

7. Third-Party Links

We are not responsible for third-party websites linked from our platform.

8. Limitation of Liability

CreditCircle is not liable for damages arising from use or inability to use the Website.

9. Privacy Policy

Your use of the Website is governed by our Privacy Policy.

View here: Privacy Policy

10. Termination

We may suspend or terminate access without notice for violations.

11. Governing Law

These Terms are governed by the Information Technology Act, 2000 (India). Jurisdiction lies with Indian courts.

12. Contact Information

Email: info@creditcircle.in

Phone: 9649999757