Privacy Policy

This Privacy Policy outlines the practices followed by www.creditcircle.in

regarding the collection, usage, and sharing of personal and financial information on our website www.creditcircle.in (the "CreditCircle Website"). We prioritize the protection of your privacy and the security of your personal and financial data. By using the Website, you consent to the practices described in this Privacy Policy.

Collection of Information

1.1 Personal Information:

We may collect personal information from you when you willingly provide it to us. This includes details such as your name, email address, phone number, and any other information you choose to share through contact forms, subscription forms, or other interactive features on the Website. Additionally, when processing financial transactions, we may collect financial information such as credit card numbers, bank account details, or other payment information.

1.2 Automatically Collected Information:

When you visit the Website, certain information may be automatically collected. This may include your IP address, browser type, device type, operating system, referring website, pages visited, and the dates and times of your visits. We collect this information through the use of cookies, web beacons, and similar tracking technologies. You have the option to manage your cookie preferences through your browser settings.

Use of Information

2.1 Personal Information:

The personal information we collect may be used to respond to your inquiries, fulfil your service requests, send you administrative communications, and enhance the functionality and user experience of the Website. If you have provided consent, we may also use your personal information to send you promotional materials or newsletters. The financial information collected is used solely for the purpose of processing payments and ensuring secure transactions..

2.2 Automatically Collected Information:

The automatically collected information is utilized to analyze trends, administer the Website, track user activity, and gather demographic information about our user base as a whole. This information helps us understand how visitors use the Website, allowing us to improve its content and functionality.

Sharing of Data

3.1 Service Providers:

We may share your personal and financial information with trusted third-party service providers who assist us in operating our business and delivering services to you. These service providers are obligated to maintain the confidentiality of your information and are only authorized to use it for the purposes specified by us.

3.2 Legal Requirements:

We may disclose your personal and financial information if required by law or if we believe that such action is necessary to comply with legal obligations, protect our rights or the rights of others, investigate fraud, or respond to government requests..

3.3 Business Transfers:

In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal and financial information may be transferred to the acquiring entity. We will notify you through a prominent notice on the Website and/or via email before your information becomes subject to a different privacy policy..

Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the privacy practices or content of these third-party websites. We encourage you to review the privacy policies of any third-party websites you visit.

Consent-Based Marketing

We always seek your explicit consent before using your personal data for promotional purposes. This means that we will ask for your permission before sending you any marketing materials, such as newsletters, product updates, or promotional offers. You have full control over whether you want to receive these communications from us.

Purpose-Limited Use

Any personal data we collect from you will only be used for the specific promotional activities that you have consented to. We do not engage in unrelated or unauthorized marketing activities using your personal data. Our promotional efforts are focused on providing you with relevant information, special offers, or updates that align with your preferences.

Opt-Out Options

Respecting your right to control your personal data, we offer straightforward and accessible opt-out mechanisms. If you decide that you no longer wish to receive promotional materials from us, you can easily unsubscribe from our marketing communications. We provide clear instructions in our emails and also offer direct contact options for you to update your preferences and ensure you no longer receive promotional materials.

Data Security

We employ reasonable measures to safeguard your personal and financial information against unauthorized access, use, or disclosure. We use encryption technology, secure payment gateways, and follow industry best practices to protect your financial data. However, please be aware that no method of transmission over the internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.

Children's Privacy

The Website is not intended for children under the age of 13. We do not knowingly collect or solicit personal or financial information from children. If you believe that we may

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